What you should know...
If
any of you are in a position where you have lost your job or don't have health insurance then realize that the
deadline for affordable healthcare is March 31st. This means that any
government subsidies that you may qualify for will be given to you based
on your salary. Government subsidies only work on silver plans or
higher. Bronze plans do not qualify.
If you don't have healthcare this year, the penalty is the greater of $95 or 1% of your salary this year.
I
called up several doctor offices today and many were aware of the $95
but not the 1% rule. Funny how the important news is never publicized.
Before making a decision, it is a good idea to call you doctors to see
which insurance options they will take. The thing about affordable
healthcare is that there are fewer options in terms of healthcare
providers. There is one that is strictly for OSU providers, etc. If
you like OhioHealth then Anthem and United Healthcare are good
options.
If you qualify, then medicaid is also an option.
Just keep in mind that the deadline is looming!